I can help you set up a basic budget in Excel. A budget is esp. critical when funds are limited in order to help you plan in the short and long term. My background is in many areas of finance for over 25 years. I use a personal budget and highly recommend one for everyone.

I was a budget analyst for 6 years at the city of Minneapolis and a financial analyst for private companies and our own business for many years. I volunteered to train on how to budget for individuals for Operation Help, a local nonprofit that helps people in dire financial situations.